Car insurance for pizza delivery drivers

 · Pizza companies do not provide pizza delivery car insurance for their drivers. Delivery drivers need commercial car insurance to cover them while on the clock. Claims made to a personal policy will be denied if the accident happened while on delivery. A personal car insurance policy will not cover you when you’re in an accident on delivery.  · Comprehensive Personal Auto Insurance. Another insurance option for pizza delivery drivers is comprehensive personal auto insurance .  · They will extend coverage if the driver is in high school or college and delivers pizzas a couple of times per week during the summer vacation between the spring and fall semesters. They will not, however, extend coverage if this is a full-time summer job.

IPC has a Hired Non-Owned Auto Coverage available for pizza delivery drivers. It offers lower minimum premiums and deductibles. The policy limits are from $, to $1 million, as of June IPC provides coverage in all states except New Hampshire. Coverage is in excess of the delivery driver's personal auto policy. Premiums start at $2, For instance, Progressive offers “pizza delivery insurance,” which its website says is commercial vehicle insurance designed to protect you and your vehicle while working as a pizza or food delivery driver. Having food delivery insurance may be required by your employer. Restaurant policies still don’t cover your car’s damage. Comprehensive Personal Auto Insurance. Another insurance option for pizza delivery drivers is comprehensive personal auto insurance policies, such as those offered by Geico.

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